Which feature is NOT commonly associated with mobile banking?

The choice of in-person account opening is not commonly associated with mobile banking. Mobile banking primarily leverages digital platforms, allowing users to perform various functions directly from their mobile devices. The central appeal of mobile banking lies in its convenience and accessibility, where customers can manage their finances on the go without the need to visit a physical branch.

In contrast, the other features listed, such as bill payments and money transfers, stock market trading, and account balance inquiries, are integral components of mobile banking services. Bill payments and money transfers facilitate everyday transactions, stock market trading allows users to engage with financial markets conveniently, and account balance inquiries provide immediate access to essential financial information—all of which align with the core purpose of mobile banking as a digital banking solution.